Coping with Change

“Plans are Nothing. 
Planning is Everything.”

We believe in the quote attributed to Dwight D. Eisenhower.
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Our Approach

We believe financial planning should be about more than just investments and portfolios. It's about anticipating change, navigating, understanding your unique situation and goals, and creating a plan that is designed for your needs.

About Us
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We plan for change

Although we can't anticipate every transitional event, our professionals have been guiding clients through transitions in their lives for many years.  Just when we think we've seen everything, something new pops up.

We help our
clients cope with
the changes.

Whether it's the loss of a loved one, a job change, divorce, or a financial windfall, big changes can significantly impact your financial well-being. We endeavor to provide a supportive and safe environment to help you feel heard and understood.

Managing your wealth

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We believe Warren Buffett got it right when he observed that:
“Investing is simple but not easy.”

The simple part

Our strategies are based on the belief that timing the market or attempting to identify the next “hot” stock or mutual fund manager are not responsible or intelligent ways to invest.

It's not impossible to engage in those activities, but the odds are stacked against you.  We believe that's not a prudent approach.

We focus on your asset allocation, global diversification, and keeping your costs low.

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The hard part

Staying the course when the markets are tanking can be challenging.  We provide historical perspective and discipline to help our clients avoid making panicked decisions.

Our mantra is: We've planned for this.

Investment Discipline

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Staying the course

Staying the course when the markets are tanking can be challenging.  We provide historical perspective and discipline to help our clients avoid making panicked decisions.

Our mantra is: We've planned for this.

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Long-term focus

We believe in staying focused on the long term and ignoring the short-term "noise"

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Rebalance

Ensuring you are not taking too much or too little risk can be challenging.  Rebalancing throughout market cycles can take internal fortitude.

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Our investment recommendations are based on academic principles of finance.
We believe in adding emotional discipline.
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Planning Your Legacy

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Benjamin Franklin said:
"In this world, nothing can be said to be certain, except death and taxes."
Planning for what happens after you die can be essential to helping ensure your assets are distributed according to your wishes.
We work closely with you and your trusts and estates attorney to develop an estate plan based on your requirements.
Estate planning is not “set it and forget it.”  Your estate planning documents need to be reviewed and updated as your situation changes.
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